TenePass does not perform or rely on credit checks, and that’s by design. In the European Union, credit information isn’t something landlords can simply look up. Unlike in the US or UK, where credit pulls are common, EU law treats that data as deeply personal.
Access to national bureaus such as BKR in the Netherlands or Schufa in Germany is limited to licensed financial institutions for strictly defined purposes like loans or credit cards. Even with tenant consent, landlords and rental platforms are not legally allowed to view those files.
Because of this, credit-based screening models common in the US or UK simply do not fit within Europe’s legal and privacy framework.
What TenePass Does Instead
TenePass was designed to fill this gap in a compliant way. Instead of accessing private credit data, it verifies what truly matters for renting: income stability, employment reliability, and financial readiness. Renters upload their documents once in a secure, encrypted flow, and the platform generates a Trust Certificate with a smart rent-aware rating from 0 to 10.
This approach gives landlords the confidence they need to assess applicants while keeping sensitive financial information completely private. TenePass does not replace traditional tenant screening. It works earlier in the process, helping landlords and agents identify reliable applicants before any deeper checks take place.
Built for Privacy and Trust
Landlords see only the verified outcome, not the underlying documents. Renters maintain full control over their data. Every step complies with GDPR standards and ensures that no unnecessary personal information is shared or stored outside the platform. See how TenePass differs from traditional screening here.
The Bottom Line
TenePass delivers the assurance of a credit check without breaching European privacy law. It transforms how trust is built in renting by keeping the process legal, transparent, and credit-free.
